Saturday, March 12, 2016

Credit Cards - My First From PNB

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Good things do come when you least expect it.

After being declined by BDO and BPI, and resorting to secured credit cards offered by RCBC and BPI, I got my first credit card from PNB last March 7, 2016. It was a Blue Essentials Mastercard with a credit limit of Php20,000. Small, I know, but at least it's a regular credit card, not that secured ones are less desirable.

I was really surpised. I didn't receive any call or text saying that I was approved. I applied around the same time I applied for RCBC Instacard last Feruary 19. I believe I got the mandatory credit investigation call a week after and haven't heard from them since. I was not really hoping to be approved since I was declined by two banks already but Come March 7, I got a text from a friend that a package containing a credit card arrived at the office. I was expecting that it was my RCBC Instacard so I told him to open and place it in my locker. I asked if it was from RCBC and got suprised that it was from PNB!

I couldn't contain my joy and I'm very thankful to PNB for giving me the chance to avail of their credit card services. Thank you PNB! I promise not to miss any payment. LOL.

But wait, there's more! I called their hotline at 8189818 to activate it and happened to ask for my annual fee, I was told that it is FREE FOR LIFE! How great is that? My first credit card and no annual fee for life. I'm loving PNB every seconds. :)

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  1. Anonymous4:15 PM

    Hi. Maganda po ba ang PNB CC Mastercard for first timers? Ano po perks?

    1. In my experience, yes, in terms of promos, maganda yung buy now pay later nila. Madali rin magpataas ng credit card limit dito. After six months, pwede ka magapply for travel club card which is free for life. :)


Be kind! :P