Monday, July 10, 2017

Manila Bankers Life Insurance: Scam or Not?


Image from MBLI's website

Last Wednesday, I received a landline call. Since I am no longer expecting character investigation calls through my landline number because of some credit card applications, I'm a bit surprised that someone would call via landline. Telemarketers are ok especially if I know the product like Citibank and PLDT but what I experienced was new to me. Here's how the conversation went:

Manila Bankers Life Insurance (MBLI): Good morning! May I speak with Mr. XXX? 
Me: Speaking. Who is this?
MBLI: Hi Mr. XXX! This is YYY from Manila Bankers Life Insurance and I’m calling you today to happily inform you that in celebration of MBLI’s anniversary, you won yourself 4 free rewards! You were recommended by one of our partner banks: BPI, BDO, Metrobank, RCBC, Security Bank, EastWest Bank, PNB, LandBank etc.
Me: ...
MBLI: Since our records show that you have a good credit standing, you were chosen to receive 4 rewards that includes an educational scholarship at a computer school,  free life insurance, as well as health and wellness GCs. I'd be happy to explain them one by one.
Me: I'm already a graduate and have a life insurance (even though I don't really have one). 
MBLI: No worries Sir! The educational scholarship can be given to anyone and our life insurance is free. We just need to confirm your credit standing via your ATM or credit card. 
Me: Sorry but I'm not willing to give my credit card or ATM details over the phone. Thank you. 
MBLI: It would be here at our office Sir. 
Me: No thanks. I'm not really interested. Bye!
I don't know if its the representative's voice and manner of communicating (heavy accent, script-dependent and all) but I'm very cautious with these kinds of calls. So I turned to my best friend, Google and made a quick search of Manila Bankers Life Insurance and was not really surprised to see the numerous negative comments and allegations of fraud:



These posts dates back 2016 but I also saw some way back 2013. Most are negative comments. I did see one positive post about it but the comments were bombarded with negative ones. From what I read, MBLI persuades people with offers of an educational scholarships and other gift certificates. When one claim their prize from Manila Bankers Life Insurance office in Ayala, they will be subjected to a product presentation of the company's insurance products and then pressured to avail of the products.

However, Manila Bankers Life Insurance seems to be a legit insurance company. They have their own official website and is listed among accredited life insurance companies by the Insurance Commssion. If Manila Bankers Life Insurance is not one of those fly-by-night institution, why the negative comments?

I strongly believe it’s because of their misleading marketing and sales practices.

Manila Bankers Life Insurance utilizes deception (for a lack of better term)  to secure a potential client’s attention. The modus is to use the scholarship and gift certificates as a bait to bring people to their office and once there, hard sell the product to the unsuspecting audience.

The aggressive selling of their life insurance product borders on pressure and  intimidation. Manila Bankers Life Insurance might say in defense that the final decision is still with the insured, but with such tactics, very few would be able to say no, and even if they were able to, it would be too late as representatives would already have a hold on their financial details. And with Filipino's  inherent meekness and non-confrontational nature plus limited knowledge, this would be easy as pie.

Based on the numerous comments against Manila Bankers Life Insurance on social media, the agents are smooth talkers who somehow manage to convince the insured to hand over their credit card or ATM for what they claim is a simple verification process.

So if it’s not a scam, would I recommend going to Manila Bankers Life Insurance to claim your supposed prizes? If you have an ample amount of time, or you want to your test your saying "No" skills or have something to write home about, then go right ahead. Otherwise, I honestly think it’s a waste of time. Even if MBLI is a legitimate insurance company, I wouldn’t want to deal with an entity that uses shady methods just to close a sale. I have friends who are into insurance sales and I see how they work hard to secure clients, explain the ins and outs of a policy, how knowledgeable they are with their company and product. And they are okay even if potential clients says no.  The least thing I can get for free is lunch. :)

Always remember, don’t let Manila Bankers Life Insurance or any other entity near your credit, debit or ATM cards. If you need to be rude, then do so and save yourself from the headache of unwanted and overpriced charges, and never ever sign anything you haven’t thoroughly read first. Be vigilant.

82 comments:

  1. Oh God. I just made a money savers account with them last June 28 this year. Like some of the "comments", one agent approached me in Cubao Farmers Plaza. He told me that it's like a raffle entry, and he's really convincing me though. So I did put my entry and after that he told me that it will only take 5mins of my time for a short presentation. Oh God! I was so stupid then. Or maybe I was just to humane. So we went to their mini office. Gaaad! I was quite in a hurry that day but I really killed my time with them. So there were some financial advisors blah blah and explain some things to you. I know what it is coz I am a personal banker and I work with British people. However I was damn stupid. I just realized it today when I read all the feedbacks. Damn disappointing and is now giving me a headache. My attention was really lured that time though and guess what I gave in to their misleading strats. Oh whatever! So now I have this problem of getting the money back I invested. Although it's just a small amount of money, it's still my money. Right? I pay quarterly and my next payment will be by to.orrow and I don't want to pay it really. Fortunately I did not agree with the auto debit so that quite saved me then. Oh God! I already wrote emails to them about the closure that I want. Gaaad! *damn* it!

    ReplyDelete
    Replies
    1. Hi Unknown,

      We appreciate your valuable feedback as it helps us identify the areas we can improve.
      We currently upgraded our customer service to address your concern.

      We wish to address and reply to your concerns please email us at:
      support@mblife.com.ph


      You may also follow up through our hotlines:
      +63998-9641223
      +63917-5424079
      +632810-1051 Loc. 205

      Or visit our main office here is our address:
      MB Life Insurance Corp.
      3rd Floor, VGP Center, 6772 Ayala Ave,
      Legazpi Village, Makati City,
      Philippines 1223.


      Thank you and have a great day!
      MB Life Insurance Corp.



      Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

      We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

      The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

      Our current products are the following..

      Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

      It would be great if you could give us time to really discuss to you what great products we have for you.



      Delete
    2. Thanks for your feedback. Any update on your case?

      Delete
  2. Damn. I just received a call. Just NOW. I was swayed by the free educational scholarship and all that jazz. I was convinced. I called my mom because they were looking for her but she's out of the country. So I googled. That's exactly how the conversation went! Thank you for this.

    ReplyDelete
    Replies
    1. It's always good to be vigilant. :)

      Delete
  3. I just got a call now, and cibvincing me to come to their office to claim my " free travel coupon ".

    ReplyDelete
    Replies
    1. Ba year ago it was some scholarship coupon. Good thing I was not interested. If that would have been travel coupons, I might be tempted.

      Delete
  4. Hi Good Afternoon,

    We appreciate your valuable feedback as it helps us identify the areas we can improve.
    We currently upgraded our customer service to address your concern.

    We wish to address and reply to your concerns please email us at:
    support@mblife.com.ph


    You may also follow up through our hotlines:
    +63998-9641223
    +63917-5424079
    +632810-1051 Loc. 205

    Or visit our main office here is our address:
    MB Life Insurance Corp.
    3rd Floor, VGP Center, 6772 Ayala Ave,
    Legazpi Village, Makati City,
    Philippines 1223.


    Thank you and have a great day!
    MB Life Insurance Corp.



    Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

    We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

    The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

    Our current products are the following..

    Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

    It would be great if you could give us time to really discuss to you what great products we have for you.



    ReplyDelete
    Replies
    1. Anonymous1:40 PM

      Hi I have emailed you a couple of times already but you never responded. How many years will it take before you reply to inquiries?

      Delete
  5. Hi Good Afternoon,

    We appreciate your valuable feedback as it helps us identify the areas we can improve.
    We currently upgraded our customer service to address your concern.

    We wish to address and reply to your concerns please email us at:
    support@mblife.com.ph


    You may also follow up through our hotlines:
    +63998-9641223
    +63917-5424079
    +632810-1051 Loc. 205

    Or visit our main office here is our address:
    MB Life Insurance Corp.
    3rd Floor, VGP Center, 6772 Ayala Ave,
    Legazpi Village, Makati City,
    Philippines 1223.


    Thank you and have a great day!
    MB Life Insurance Corp.



    Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

    We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

    The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

    Our current products are the following..

    Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

    It would be great if you could give us time to really discuss to you what great products we have for you.



    ReplyDelete
  6. Hi Good Afternoon,

    We appreciate your valuable feedback as it helps us identify the areas we can improve.
    We currently upgraded our customer service to address your concern.

    We wish to address and reply to your concerns please email us at:
    support@mblife.com.ph


    You may also follow up through our hotlines:
    +63998-9641223
    +63917-5424079
    +632810-1051 Loc. 205

    Or visit our main office here is our address:
    MB Life Insurance Corp.
    3rd Floor, VGP Center, 6772 Ayala Ave,
    Legazpi Village, Makati City,
    Philippines 1223.


    Thank you and have a great day!
    MB Life Insurance Corp.



    Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

    We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

    The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

    Our current products are the following..

    Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

    It would be great if you could give us time to really discuss to you what great products we have for you.



    ReplyDelete
  7. Anonymous11:58 AM

    Good thing I searched the net first!

    ReplyDelete
  8. This shady and sleazy practice still going on till now so beware!
    April 6, 2018 - I got a call from Crisha Ortega of Manila Bankers. Same modus telling me that I have free exclusive voucher and benefits that I need to claim in their office. She sent me a text message with a reference code and required IDs (bank ID Visa/MasterCard) to bring. She said no financial obligations but to claim the said prizes personally at their office located at 10th floor unit 1005 Atlanta Center Annapolis St. Greehills San Juan. Just to end our phone conversation I said I’ll try to dropby their office ( but of course I didn’t)
    May 5, 2018 – I received another text from the same girl. Telling me it’s a Final Notice and I must claim it to avoid forfeiture.
    Good thing I already made my reasearch about this company and chanced on this page.
    Be wise and don’t be fooled by this scammers

    ReplyDelete
    Replies
    1. Hi Bonski,

      Good Afternoon. We appreciate your valuable feedback as it helps us identify the areas we can improve.
      We currently upgraded our customer service to address your concern.

      We wish to address and reply to your concerns please email us at:
      support@mblife.com.ph


      You may also follow up through our hotlines:
      +63998-9641223
      +63917-5424079
      +632810-1051 Loc. 205

      Or visit our main office here is our address:
      MB Life Insurance Corp.
      3rd Floor, VGP Center, 6772 Ayala Ave,
      Legazpi Village, Makati City,
      Philippines 1223.


      Thank you and have a great day!
      MB Life Insurance Corp.



      Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

      We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

      The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

      Our current products are the following..

      Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

      It would be great if you could give us time to really discuss to you what great products we have for you.

      Delete
    2. If no financial obligation, then why bring your debit or credits cards. Good thing you didn't fall on their MO.

      Delete
  9. nag apply pa naman kami kahapon sila csr daw pero ganito pala gagawin dami bad comments hays thank you atleast may idea na kami

    ReplyDelete
    Replies
    1. Good Afternoon. We appreciate your valuable feedback as it helps us identify the areas we can improve.
      We currently upgraded our customer service to address your concern.

      We wish to address and reply to your concerns please email us at:
      customercare@manilabankerslife.com


      You may also follow up through our hotlines:
      +63998-9641223
      +63917-5424079
      +632810-1051 Loc. 205

      Or visit our main office here is our address:
      MB Life Insurance Corp.
      3rd Floor, VGP Center, 6772 Ayala Ave,
      Legazpi Village, Makati City,
      Philippines 1223.


      Thank you and have a great day!
      MB Life Insurance Corp.



      Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

      We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

      The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

      Our current products are the following..

      Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

      It would be great if you could give us time to really discuss to you what great products we have for you.

      Delete
  10. Anonymous11:05 AM

    kunwari e explain nila yong life savers plan, convincing to join kasi nga may insurance ka na may savings kapa.2000 per year yong hinihingi nila as savings daw. Nag apply ako June 20,2017.Dahil huli ko na nakita itong mga comments, tinry kong e withdraw yong savings ko. nang pumunta ako sa office nila sa SM Bacolod City, ang sabi na consume ko na daw yong 2000 kasi Life protect plan daw kinuha kong plan...since hindi ako familiar sa mga klase ng insurance plan, akala ko kung anu enexplain nila yon yong plan na ibinibigay nila. Hindi naman nila enexplain itong life protect plan.Ngayon ko lng nalaman na magkaiba pala, kaya hayan nalinlang nila ako...Ito lang masasabi ko "hindi kayo yayaman sa panlilinlang at pagloko ng kapwa. Maliit na pera lang yon pero pinaghirapan ko din yon". Nagpapasalamat din ako sa mga nakita kong Bad comments dito, kasi kung hindi at tumagal pa yong akala kong savings...maliit na pera nga lang hindi maibalik, paanu pa pag may nangyayari, may kasiguraduhan kaya yang insurance nila...haist nakakainis!

    ReplyDelete
    Replies
    1. I'm sorry to hear about your case. Kaya ako I stick with investment plans sa mga banks, AT least dun secured ako.

      Delete
    2. Napilitan din ako kumuha kasi akala ko totoo at ang ganda ng offer lalo na inisip ko para sa future ng anak ko sinabi ko pa naman na single mom ako at kelangan ko mag ipon para sa anak ko then ganito pala mapapala ko! Grabe ang galing nila magconvince na one time lang yun at pag di ako nag avail di na pwede so ako naman paniwalang paniwala ni hindi man lang ako nag search about sa company nila hays 10,300 yung initial ko malaki na yan para sakin at pinaghirapan ko yan ilang gatas na sana mabibili nyan para sa anak ko!

      Delete
    3. Good Afternoon. We appreciate your valuable feedback as it helps us identify the areas we can improve.
      We currently upgraded our customer service to address your concern.

      We wish to address and reply to your concerns please email us at:
      customercare@manilabankerslife.com


      You may also follow up through our hotlines:
      +63998-9641223
      +63917-5424079
      +632810-1051 Loc. 205

      Or visit our main office here is our address:
      MB Life Insurance Corp.
      3rd Floor, VGP Center, 6772 Ayala Ave,
      Legazpi Village, Makati City,
      Philippines 1223.


      Thank you and have a great day!
      MB Life Insurance Corp.



      Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

      We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

      The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

      Our current products are the following..

      Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

      It would be great if you could give us time to really discuss to you what great products we have for you.

      Delete
    4. Anonymous1:49 PM

      Ako din, ang sabi ni Gayon sa Makati yung taas ng BPI sa office nila dati. Pag nag save ka no matter kung magkano lang daw ang ma save in five years. After five years mag pension daw ng certain percent dun sa savings mo. Tapos pagka 10th year ma kuha mo ng buo yung money with the interest. Kinlaro ko talaga na savings lang daw yun. Pero after a year na nagbayad ako sa kanila na assign ako sa mas malayong lugar so nahirapan akong mag appear para i continue yung savings. Tapos sabi ng support nila mauubos daw yung kasi mag penalty. What the fuck! bakit mag penalty i savings lang inaplyan ko, interst nga ini-expect ko.Nag inquire ako sa pru life UK hindi naman ganyan yung sa ibang insurance. Mga scammer yan sana mapag tuunan ng pansin ma tulfo man lang! Sana may mag reklamo sa tulfo kasi ang sama ng mga agent nila.

      Delete
  11. Anonymous10:31 PM

    Kanina lang nconvinced ako mgjoin mganda nmn paguusap however un ngs hiningan ako ng credit card swipe ng 32,100 pesos. For the whole 2018 n daw un next payment ko is aug 2019 then pde n daw ung monthly ng 2k sabi nmn nya 5yrs kong bbyran then 10yrs akong secured after that 10yrs pde ko n mkuha ung kahat ng binayad ko since sbi ng agent ipon un hndi insurance meaning ipon++++ insurance so naconvince ako. But I am wondering now kung pno ako mkkwidraw or onu ko mkukuha kung wala nmn clang binigay ng atm sken... Sa galleria branch ako nagsign this afternoon. Naniniwala nmn akong legit ang insurance nyo however need more explanation kung pno ako mkkwidraw since pde nmn glawin un after 2yrs or 3 kung need tlga

    ReplyDelete
    Replies
    1. Good Afternoon. We appreciate your valuable feedback as it helps us identify the areas we can improve.
      We currently upgraded our customer service to address your concern.

      We wish to address and reply to your concerns please email us at:
      customercare@manilabankerslife.com


      You may also follow up through our hotlines:
      +63998-9641223
      +63917-5424079
      +632810-1051 Loc. 205

      Or visit our main office here is our address:
      MB Life Insurance Corp.
      3rd Floor, VGP Center, 6772 Ayala Ave,
      Legazpi Village, Makati City,
      Philippines 1223.


      Thank you and have a great day!
      MB Life Insurance Corp.



      Manila Bankers Life Insurance Corporation is in the business for about 50 years now.

      We are a life insurance company duly recognized and authorized by the Philippine Insurance Commission.

      The company offers a wide array of new and innovative life insurance products, catering to the needs of individuals and groups.

      Our current products are the following..

      Money Saver, Life Saver, MPower, MBLife Plan, Group Life & Health Insurance and Creditors Life Insurance & Micro Insurance.

      It would be great if you could give us time to really discuss to you what great products we have for you.

      Delete
    2. Anonymous1:19 PM

      MODUS

      Delete
    3. Gnayang ganyan din ang sabi nila sa akin. Savings lang.I follow up nyo po talaga yun kasi hindi yun savings . ako sa credit card nila pina dedct tapos isang taon kong binayaran kasi savings daw yun. mga hayop yan sila.

      Delete
    4. Huhuhu what to do nauto din ako today and super laki ng amount n nainvest qu kc annual panu kaya to??

      Delete
  12. hi! you need to review the contract that you have signed with them. they should have explained it further to you. If you are still not comfortable, you can contact your credit card issuer if they can reverse the swipe. Good luck on your case!

    ReplyDelete
  13. Anonymous5:13 PM

    mairefund lng ang perang pinaghirapan tapos ang usapan napakabilis mag bawas sa cc usapan annual is 153k wala pang 1yr lagpas na sa 153k ang nabawas sa cc..ok din kayo tibay ng sikmura mag bawas ng maaga sa cc maawa kayo sa kapwa niyo..naghahanap buhay lang din para mabuhay galing niyo manlinlang..mag ingat mga hindi pa nabiktima huwag kayo maniwala agad magaling magsalita mga yan paglabas mo sa office nila luhaan ka..marami yan sila nagkakalat sa robinsons mall pa iba2x ng pwesto.

    ReplyDelete
    Replies
    1. Magandang gabe..pano po ba ma re refund ung kinuha nilang pera? .. ka c kanina nag apply din aki jan.. akala ko talaga totoo sila..

      Delete
    2. Pag di po ba nabayaran sa 5taon.. pwedi ba kayung ma kulong nyan? .. na linlan talaga ako.. paniwalang paniwala talaga aq sa mga sinasabi nla.. kanina sa akin.. ako naman c tangga .. nag pa uto.. tanong lg po anu po ang pweding gawin jan.. para ma bawi ang perang na ibayad q.. 1680 pna man.. kda taon ag ibabayad..

      Delete
    3. Help naman po, ako kaninang hapon lang nakapgsign sa kanila 58k po ang nakuha sakin... Ma refund pa po ba un?

      Delete
  14. Hi! I'm sorry for your case. You can contact your card issuer if they can reverse the payments that were made. Good luck!

    ReplyDelete
  15. Good day from Manila Bankers Life! This is to confirm your appointment with us FOR CLAIMING TODAY (OCT., 5, 2018 10AM-6PM) to claim your GIFT CERTIFICATE and RAFFLE TICKETS. Our office address is at Room 501, 5F VGP Center, Ayala Avenue, Makati City. Please bring 2 valid IDs. Your Claiming CODE is ----. Please look for LY7A CHIN. For further information, kindly call 02-5211291 or you may reply YES on this message if you find all the details in order. Thank you very much. - LYZA CHIN

    Same lang ba sila? I just received a message. Iniinsist nung katxt ko na hindi daw sila scam. 2 valid ids lang daw dalhin ko. No credit or debit card. No financial obligations daw.

    ReplyDelete
  16. Anonymous11:19 AM

    If ever ituloy na lang yung insurance kasi smallest plan lang naman yung kinuha ilang years ba bago mag-mature yun and guarantee money back ba?

    ReplyDelete
    Replies
    1. Ef-Mar3:53 PM

      Ako po 2013 pa ako nagbayad. tapos saving lang daw with them(yan ang sabi,hindi insurance) for five years.Kung magkano ma save kahit magkano lang daw. nagbayad ako ng 19k ata yun. Isang taon naka installment. Tapos after a year, na assign ako sa malayo hindi ko na continue nung nag email ako sa customer support nila ang sabi mag penalty daw hanggang sa maubos yung savings ko. Hindi naman nila nabangit yun kasi ang sabi kahit magkano lang na ma save in five years. Kung babasehan ang salita nila, dapat may nataggap na ako pero hindi na nag rereply ang cutoner support nila. Mga hayop yan sila, wag kayong maniwala. Nag inquire ako sa prulike UK. At klaro hindi kagaya ng kalokohan ng manila bankers. Sa prulife kahit di mo ma continue d ka ma penalty pero hindi rin ako nag save sa prulife kasi nadala na rin ako sa mga panloloko ng Manila bankers

      Delete
  17. Anonymous9:30 PM

    hi panu kaya yun.. kanina naencounter ko. din sa galleria yung mga manloloko na Manila Banker na ya. muntik ko. na maswioe. yung Credit Card ko sknila. buti nkng naisip isip ko baka scam sila.. parang galit pa yung baklang nag assist sakin.. naxerox na din nun yung Id at Credit Card ko may factor kaya gamitin nila yung credit card ko. TIA. manloloko siguro yan dapat di ginagwang tenat ng mga mall eh

    ReplyDelete
    Replies
    1. Anonymous10:36 PM

      Galeri ortigas? Norberto ba name nung nakausap mo?

      Delete
  18. Ewan kanina ganoon din sa sm bacolod mga makukulit na bakla dapat indi pinapaygan ng mga mall yan kc scam yan ..cc ahad ay atm ang hinhanap nila tpz sbhin pa nila qng may rcbo dw ako na gamit cc q hahaha sabi q wla akong nabili gamit c or card q kapal

    ReplyDelete
    Replies
    1. King pinayagan nga ng mall bakit nasabi na scam ? It's not scam just try to understand everything that they said ... What product they offer.

      Delete
  19. NeiS. Sir reberse ko s bnko ung credt card macancel po b kaso sardo bnko ng sun

    ReplyDelete
  20. Omg...Ganyang ganyan ang nangyari skin this 03/05/2019...Kinulit ako ng bakla hanggang sa napilitan akong ilabas ang atm ko at nilagay nila ang amount na mababawas s atm ko.Ako p mismo ang ngtype ng pin ko.Napaka manloloko nila..Nito ko lng napagtanto n naloko pala nila ako...Bahala na si Lord s nyong mga manloloko kayo.Sa SM Dasma nman ako naloko...

    ReplyDelete
  21. Gnyan din ako 27k nakuha saakin ang saakin lang naloko nila ako sa pilitan nila pana swife saakin ang card ko sabi nila mag bigay lang sakin gift 45 mins naging 3hours pag uusap ang saakin lang sana mabalik pera ko kahapon lang ako na kapag regs sakanila sa sm dasma

    ReplyDelete
    Replies
    1. Please sana my magcomment kung narefund nio p ung pera?? Nauto dn kc ako this afternoon ang laki ng amount dahil annual ang kinuha qu

      Delete
  22. Anonymous5:07 PM

    Please read carefully mga pinipirmahan at finifill up nyo documents. dito kayo umiiyak na naloko kayo. bago yan iswipe card CC/ATM nyo may confirmation yan na sinusulatan.

    ReplyDelete
  23. Just finish your savings may makukuha ka. Wag din agad basta maniniwala may mga bloggers na naninira lang talaga for the sake of ? Money saver is savings,insurance is different.

    ReplyDelete
  24. Just finish your savings may makukuha ka. Wag din agad basta maniniwala may mga bloggers na naninira lang talaga for the sake of ? Money saver is savings,insurance is different.

    ReplyDelete
  25. Anonymous1:06 AM

    I found this nice website based in the philippines.

    https://pilipinas.com.ph

    ReplyDelete
  26. Anonymous10:05 PM

    Last week... June 28 2019 Friday to be exact. Na alok nila ko ng insurance. Then,kinagabihan nag background check ako about MBLife may nakita ko post about MBLife na SCAM and so on. Kinabukasan, June 29, 2019 Saturday wala pa 24 hours, pinacancel ko yung insurance ko sa kanila. Para maka pag switch sa other trusted insurance company. Pumunta ko sa office nila sa SM Dasma.. parang kinoconvince pa nila ko pero. Buo na desisyon ko para i-cancel and refund. So, pumayag naman sila. Pero medyo matagal pa and tntry talaga nila i convince ako. Pero ayaw ko na. Tapos hindi na daw maibabalik ng buo yung money ko. Ang binayad ko sa kanila 25,210. Ang maibabalik na lang daw is 20,000 something... yung 3,360 hindi na daw kasi para daw yun sa tinatawag nila na PAI o Personal Accident Insurance tapos 1000 for Policy Fee. Tapos makukuha ko daw yung pera within 30 to 45 working days. Ang unfair ang agad agad nila nakuha pero ko pero ang balik napakatagal.. Taposang nakalagay sa Free lock nila 15days lang. Tyaka ang nabasa ko dun ang babayaran lang yung 1000 na policy fee. Can you help me guys??

    ReplyDelete
    Replies
    1. Anonymous10:11 PM

      Ang nakakatawa napakadami ko ng text messages and emails sa kanila walang feedback or response... pati sa messenger hinihingan nila ko ticket number... eh ayaw nga nila makipag communicate ng maayos. Ilang beses na din ako nag pabalik sa office nila sa SM DASMA.. ang sabi yung 15 days free look sa kanila daw yun. Pero ang banking process 30 to 45 days. Nakakatawa agad agad nila nakuha pera ang tagal ibalik. Kaya malapit na ko maniwala SCAM sila

      Delete
  27. Anonymous2:36 PM

    Ako din August 11 hinarang din ako sa mall kasama ko kapatid ko at ngmamadali kmi pro my isang agent ngtanung if my atm daw ako sabi ko meron sabi nya saglit lng daw kasi may free bag daw po ako at wla daw babayaran sabi ko hwag n kasi ngmamadali kmi pro hinarangan kmi at pinilit sandali lng daw mgfill up lng kmi ng form at makuha n agad ung bag at saka my promo daw sila bka manalo daw ako wlang bayad.makulit talaga sya hnggang sinabi ko n sandali lng talaga?sabi nya Oo tpos pgfill up ko dun p daw kukunin ung bag sa office nila kahit naiinis na ako patuloy pa rin ung convince nya at tinuturuan p ako kung anu daw ung sasabihin ko kpag tinanung daw ako ng manager at paulit2 nya p skin tnitanung kung alam ko n daw ung isasagot ko hnggng mkarating kmi sa office nila. Pagdating dun sabi nya tanungin lng daw ako saglit at mkuba ko n ung bag nainis talaga ako kasi matagal p dumating ung mag interview skin sabi ko hayaan n lng yan at aalis n kmi kasi gabi n at mahaba p ung byahe nmin pro ayaw kming paalisin hnggang magwalk out n sana ako pro sabi nya mghintay lng daw sandali n lng.Tinanung ulit ako kung anu daw ung mga sagot ko if mgtanung ung mngr.ung pra ka ng tanga n pnapaulit2 sau pra sigurado ung mga sagot.sabi ko namn sa knya hwag mo n akomg tanungin kasi sa sobra mong paulit2 n tanung skin bka mkalimutan ko pa. At tnanung ako kung kailan daw ako ngwidraw kasi kailangan daw receipt sabi ko hndi ako ngwidraw kasi sinisave ko ung pera. Sabi nya mgkuha daw kmi ng receipt ng balance ko kasi kailangan daw yun pra sa bag. Pumasok kmi sa loob ng office nila kasi akala ko if may resibo n ako makaalis n kmi pro hndi pa talaga kmi pinaalis hnggang sa tinawag nya ung mg orient daw smin. Sabi p ng bakla tulong daw sa knya yun pra sa qota nya at mkinig lng daw ako. In short,wla akong choice naniwala agad ako sa kanila nkuha skin ung 5720. Paglabas ko ngalit ung kapatid ko bakit daw ako kumuha at habng bumabyahe kmi hndi talaga ako makapaniwala kung bkit ang bilis lng nkuha n agad skin ung ganun amount. Ngayun nabasa ko ung mga comment dto at hmdi ako mkapaniwala. Hindi ko alam kung anu ang gagawin ko ngayun.

    ReplyDelete
  28. Anonymous5:15 PM

    Ako din pinilit nila na ipaswipe ang cc ko sa Robinson Manila.August 23, 2019.21890 agad nakuha sa cc ko.Pano ba mapapacancel. Ipinahold ko na sa credit card company pero sabi nila tatawag pa daw sila sa akin. Plano ko Ipacancel ng Tuesday since holiday ang Monday. Nakalagay naman 15 days cooloff period.

    ReplyDelete
    Replies
    1. Anonymous11:02 PM

      1. Nag email muna ako sa customer service nila, naka cc ung Insurance Commission the next day after kong mabudol. customercare@manilabankerslife.com publicassistance@insurance.gov.ph
      Eto ung mga details na nilagay ko sa email plus ung cancellation request document na ginawa ko. Makikita naman yan sa mismong site na binigay sayo kung san mo naaaccess ung policy.
      Hello Manila Bankers Insurance Corp,
Good day! I would like to cancel my Money Savers Policy. Refer to the details below:
Policy/COC No:
Insured Name:
Birth Date:
Tel No:
Mobile No:
Email:
RUNDATE:
Policy Ref No:
Address:
Issue Age:
Policy Date:
Effective Date:
Due Date:
MODE: Annual
Installment Count (Yr/Cnt): Units: 2
Premium: Extension Office: SM NORTH 1
Soliciting Agent:
      Reason for Cancellation:
      Ticket reference number:
      2. Magraise ka na din ng ticket sa freshdesk nila and ilagay mo sa mismong email mo and/or gawin mong subject sa email mo.
      freshdesk: https://manilabankerslife.freshdesk.com/support/tickets/new
      ang sinelect ko sa option e termination, pakilagay nalang din na walang option na iba for cancellation (beyond freelook at consumed premium lang ung avail dun)
      Sa ticket, dyan wowork-an ng support nila ung mga needs mo, make sure na magfollow up ka lagi para makapag update sila on time.
      30 days ung processing ng request na yan. Iba pa un sa freelook period.
      Tapos once approved na ung request mo for cancellation, ipeprepare na nila ung check, waiver at quitclaim. Sa case ko, inattach ko lang ung mga documents na need nila sa ticket and online lahat. Di nako nagpunta sa budol branch nila or sa main branch nila. Ung check, sila na din ung nagdeposit sa account ko. And may bawas pala na 1000 pesos un, processing and admin fee. Un din ung nakalagay sa isa sa mga documents nila. Secure a copy para may laban ka in case.
      Let me know if may questions ka pa po. Sana mabawi mo ung pera mo.

      Delete
  29. ive been on this insurance for 5 years now. nung una oo, meron talagang mali sa pagmarket nung insurance. natakot din ako at first pero as per my research legit naman sila so tinuloy ko na lang maghulog. nung pwede na ako magwithdraw after 2 years, prinocess naman nila agad pero nagbago isip ko kasi ang liit lang ng makukuha ko. pero ngayon malaki na yon. so far okay naman yung insurance ko.

    ReplyDelete
    Replies
    1. Anonymous4:34 PM

      Ikaw lang yun kaisa isang nag comment ng positive. Kamusta naman po this 2023 ? Kasi same din po nangyare sakin and naglabas na din ako ng pera pinag iisipan ko kung balak kong ituloy kasi maganda naman yung pag explain sakin then nag bigay din ng E-Health Card for free medical check up sinakop na din yung kapatid ko kahit ako lang nag avail ng money saver nila. Semi annual po yung terms ko which is 8,400 ang nilabas ko then namomonitor ko naman yung hulog. Any suggest kung ipag papatuloy ko?

      Delete
  30. wala pa nagcocomment kung pano mabawi ng buo yung perang inilabas.. o baka hindi na talaga nababawi?

    ReplyDelete
  31. puro negative comments talaga.. sa halip na mairecommend kayo sa iba eh hindi.. mapapahiya pa ang nagrerecommend sa inyo manila bankers.. walang sumasagot sa hotline malolobat lang cp kakadial.. :/

    ReplyDelete
  32. puro bad feedbacks. ano ba naman yan!

    ReplyDelete
  33. Anonymous1:23 AM

    Hala shuta mababalik pa ba pag nagpacancel ka within 15 days?

    ReplyDelete
    Replies
    1. Anonymous8:21 AM

      Nabalik paba sa inyo? Pwede pa sguro opa cancel

      Delete
  34. Anonymous8:58 PM

    You should have asked a lot of questions and asked if you can read their policies thoroughly. Saka CC yan bakit hahayaan nyo lang iswipe nang iswipe na ganun? I am seeing the amount of money deducted.Sobrang laki. Yung savings totoo yun. BUT JUST LIKE ANY OTHER INSURANCE hindi mo agad mawiwithdraw yon. Again read your policy and make sure alam mo kung savings o life plan lang binabayaran mo. Ask questions questions questions bago pumirma. I myself have my own plan with them. Wala akong problema based on the policy na nabasa ko.

    ReplyDelete
  35. Anonymous8:20 AM

    Pano po magpa cancel pa help Naman po kahapon Lang ako nadali Ng mbli na yan.

    ReplyDelete
    Replies
    1. Anonymous8:22 AM

      Parehas po tayo napa cancel nyo po ba

      Delete
  36. Anonymous8:29 AM

    Pa help Naman po gusto ko icancel Yung Pina avail nila sakin Pina swipe po nila ako SA debit card ko its about 24k po nawala sakin malaking halaga na po Yun para sakin pls.contact me 09077714823 thanks

    ReplyDelete
  37. Anonymous10:01 PM

    Ask ko lang po more than 1 month napo nung nakuha nila sa ATM ko ung 22,800 para annual payment ko daw pede ko pa bang mabawi un? Sobrang kukulit ng mga agent dun, sabi nila 20 minutes lang mag uusap, eh umabot kami ng more than 4 hours ata nakaka bad trip, na swiped nila ATM ko at na papirma nila kung saan saan, gusto ko lang pong mabawi ung pera ko...

    ReplyDelete
  38. Anonymous9:05 PM

    Muntik na din ako mabiktima ng MBlife kahapon lang, ganyan din modus nila,kakausapin lang daw ng mabilis. Tapos binigyan nila ako ng amount na huhulugan ko annually gamit ang cc ko, so napapayag na ako ng ganun kabilis. Buti na lang at pag swipe sa cc ko nakalagay "please call BDO", kasi bdo diners club international credit card ko. Hindi available sa merchant nila. Hayys Thanks God hindi ako na-scam!

    ReplyDelete
    Replies
    1. Anonymous11:20 PM

      I was victimized kanina and i use my BDO diners club international cc. :( ayaw talaga ako tigilan kanina nG punyetang agents dun. Nawalan na nga ng gana yung bading magdiscuss sakin kakaya ayaw ko kase kung savings sana i am interested but i want to pay on cash so ayaw nila ko tigilan paulit ulit lang hanggang sa napapayag ako nung inendorse ako sa buntis nila na agent. FUCK! I know deep inside it was a scam. Pero putangina di nila ko tinigilan. Like iba talaga magdiscuss ang ibang agent at walang pilitan tlga tulad sa sun life. Ill call their head office and my bank tomorrow

      Delete
  39. Anonymous7:03 PM

    hello po, pano po makuha muli ang pera. 30k po mahigit ang nakuha sa akin 2017 pa po. i need the money pakitulong naman po

    ReplyDelete
  40. Anonymous1:40 AM

    This same sh*t hapenned to my husband knina in SM Sta.Rosa. Malaking pera ang nakuha sa knya. Though the company is legal pero nagmumukhang illegal dahil sa dirty tactics ng mga agent nila. They are not disclosing everything to their client. Sabi iinquire lang daw but you'll just be shocked! You're already reaped off. They are very desperate to get commission thru fooling people. They do not deserve even a single cent from us doing that foul practice. I want to take legal action against them. Anyone who'd willing to join me. To have mlre evidence na hindi lang kami ang nabiktima nila. Marami din plang iba.

    ReplyDelete
    Replies
    1. Me too kami ng bf ko, Akala namin kkuha lang kami ng freebies sa office nila sa likod ng SM. Then biglang another agent na yung kumausap samin, akala ko may ffill upan lang for the freebies and for the raffle, then biglang napahaba na yung discussion. Asking for my Savings, Hm my savings. Then I told the agent na I need to think about it pa. Then ilalagay ka nya sa sitwasyon na di ka makakatanggi. Sobrang kulit, Then ang ending sayo ang blame dahil nasayo parin ang desisyon. And now, I emailed them and Insurance Commission, to cancel my Money Saver application due to their dirty tactics.

      Delete
    2. Anonymous8:20 AM

      Hello na refund mo po ba same tayo experience

      Delete
    3. Anonymous7:22 AM

      sa sta rosa din po ako, were you able to cancel and refund? that was 2yrs ago and nagtxt sila sakin for reinstatement and i am planning to cancel na dahil i am in need of cash. may nakapag cancel and refund na po ba sainyo?

      Delete
  41. Anonymous1:43 AM

    I wanted to talk to you soon.. If interested kau. Especially those who are from Sta. Rosa or someone that was victimized in the said place.

    ReplyDelete
  42. Anonymous7:20 PM

    Hi is there any update on how can i cancel this MB Money Saver shit? I just fell to their salestalk today at SM sta rosa and used my credit card for the initial deposit. Huhu i need answers. Grabe yung pagpursuade nila to the point na pati pagkalalaki ko kinukwestion na. Hayup

    ReplyDelete
    Replies
    1. Anonymous8:19 AM

      Same 😭😭

      Delete
    2. Anonymous10:49 PM

      1. Nag email muna ako sa customer service nila, naka cc ung Insurance Commission the next day after kong mabudol. customercare@manilabankerslife.com publicassistance@insurance.gov.ph
      Eto ung mga details na nilagay ko sa email plus ung cancellation request document na ginawa ko. Makikita naman yan sa mismong site na binigay sayo kung san mo naaaccess ung policy.
      Hello Manila Bankers Insurance Corp,
Good day! I would like to cancel my Money Savers Policy. Refer to the details below:
Policy/COC No:
Insured Name:
Birth Date:
Tel No:
Mobile No:
Email:
RUNDATE:
Policy Ref No:
Address:
Issue Age:
Policy Date:
Effective Date:
Due Date:
MODE: Annual
Installment Count (Yr/Cnt): Units: 2
Premium: Extension Office: SM NORTH 1
Soliciting Agent:
      Reason for Cancellation:
      Ticket reference number:
      2. Magraise ka na din ng ticket sa freshdesk nila and ilagay mo sa mismong email mo and/or gawin mong subject sa email mo.
      freshdesk: https://manilabankerslife.freshdesk.com/support/tickets/new
      ang sinelect ko sa option e termination, pakilagay nalang din na walang option na iba for cancellation (beyond freelook at consumed premium lang ung avail dun)
      Sa ticket, dyan wowork-an ng support nila ung mga needs mo, make sure na magfollow up ka lagi para makapag update sila on time.
      30 days ung processing ng request na yan. Iba pa un sa freelook period.
      Tapos once approved na ung request mo for cancellation, ipeprepare na nila ung check, waiver at quitclaim. Sa case ko, inattach ko lang ung mga documents na need nila sa ticket and online lahat. Di nako nagpunta sa budol branch nila or sa main branch nila. Ung check, sila na din ung nagdeposit sa account ko. And may bawas pala na 1000 pesos un, processing and admin fee. Un din ung nakalagay sa isa sa mga documents nila. Secure a copy para may laban ka in case.
      Let me know if may questions ka pa po. Sana mabawi mo ung pera mo.

      Delete
  43. Anonymous5:38 PM

    Same here in SM sta rosa. I used my CC also. Were you able to cancel it?

    ReplyDelete
  44. Anonymous8:18 AM

    Hello ,

    I need help to cancel and request a refund my policy for money savers account. I joined Manila Bankers yesterday Dec. 5, 2022 8pm.
    They said they will only check if I am eligible for thier insurance but they already deduct it to my account

    ReplyDelete
    Replies
    1. Anonymous10:47 PM

      1. Nag email muna ako sa customer service nila, naka cc ung Insurance Commission the next day after kong mabudol. customercare@manilabankerslife.com publicassistance@insurance.gov.ph
      Eto ung mga details na nilagay ko sa email plus ung cancellation request document na ginawa ko. Makikita naman yan sa mismong site na binigay sayo kung san mo naaaccess ung policy.
      Hello Manila Bankers Insurance Corp,
Good day! I would like to cancel my Money Savers Policy. Refer to the details below:
Policy/COC No:
Insured Name:
Birth Date:
Tel No:
Mobile No:
Email:
RUNDATE:
Policy Ref No:
Address:
Issue Age:
Policy Date:
Effective Date:
Due Date:
MODE: Annual
Installment Count (Yr/Cnt): Units: 2
Premium: Extension Office: SM NORTH 1
Soliciting Agent:
      Reason for Cancellation:
      Ticket reference number:
      2. Magraise ka na din ng ticket sa freshdesk nila and ilagay mo sa mismong email mo and/or gawin mong subject sa email mo.
      freshdesk: https://manilabankerslife.freshdesk.com/support/tickets/new
      ang sinelect ko sa option e termination, pakilagay nalang din na walang option na iba for cancellation (beyond freelook at consumed premium lang ung avail dun)
      Sa ticket, dyan wowork-an ng support nila ung mga needs mo, make sure na magfollow up ka lagi para makapag update sila on time.
      30 days ung processing ng request na yan. Iba pa un sa freelook period.
      Tapos once approved na ung request mo for cancellation, ipeprepare na nila ung check, waiver at quitclaim. Sa case ko, inattach ko lang ung mga documents na need nila sa ticket and online lahat. Di nako nagpunta sa budol branch nila or sa main branch nila. Ung check, sila na din ung nagdeposit sa account ko. And may bawas pala na 1000 pesos un, processing and admin fee. Un din ung nakalagay sa isa sa mga documents nila. Secure a copy para may laban ka in case.
      Let me know if may questions ka pa po. Sana mabawi mo ung pera mo.

      Delete
  45. Anonymous10:58 PM

    Grabe totoo ! Oo maganda sinsabi nila offer sa Money saver pero if siguro may extra ka pero savings mo to tapos di mo magagalaw ng 2-3 yrs na wala pang interest that time ?! Super nakakatakot sila I got policy 2/19 and read all negative review that night nung magising ako madaling araw I can’t sleep to think sa nangyari sa akin. I don’t really understand kase I know I have really news about scam sa mall na ganito pero still that moment someone approach me na ganito may freebies ka lang until nandun na ako sa office nila na maayos ako sumama just to hear about ganito then pina swipe na ako card I really feel weird na parang ayaw ko pero napilit nya ako kase akala ko within the day pa raw approval na pwede daw madeclined kaya babalik rin daw yun ganito ganyan sobrang galing nila mang scam just to avail sa products nila! Sobrang nakakaloka tactics nila ! kanina sa pagbalik ko to file cancellation I really saw na nanay tapos nakita ko yung transactions nya dun sa same agent ko then suddenly nagulat ako umiiyak na sya kase mulang gulat na gulat sya nangyare nagswipe rin sya 16k at wala magawa un agenct nabalik sa kanya un money na sobra kase pina avail nalang daw sya health card .Nakakalungkot na marami sila sinasabi ganito ganyan pero wala end of the day palagi mag iingat sa ganito scam nila

    ReplyDelete
  46. Anonymous2:19 AM

    Just happed to me today. Nakakadisappoint, bat ba ako nahatak sa dami na ng scam reviews na napanood ko. Nakakuha ba kayo ng refund? Need na makarating sa tulfo to.

    ReplyDelete
  47. Anonymous10:56 PM

    Buti nlang tlaga hndi ako ndala sa modos nla mhigit 3 hours na pg combinse nla sa akin good thing hndi ako pumayag😇

    ReplyDelete

Be kind! :P