Grab Promotion - Eastwood City

Php50 is Php50, right? Available for rides to and from Eastwood. Just type EASTWOODCITY on the Grab Rewards page. Valid until June 2018. Yes, 2018! One year! I wonder s there's one for every city. I know there's one in Bonifacio Global City but its only available in limited time. 

 

Grab away!

Grab Promotion - July 12 - July 17, 2017

One reason why I love Grab.

Hey Grabber!

This week, we're giving you a P50 discount on a total of 5 GrabCar or GrabShare rides!

Just book with exclusive promo code GC250H from July 12 (Wednesday) until July 17 (Monday) to enjoy the discounted fares!

Promo Mechanics:

- Book with promo code GC250H to get a P50 discount on up to 5 rides;
- Valid for GrabCar, GrabCar Premium, GrabCar 6-seater or GrabShare services;
- Valid until July 17 (Monday).

Enjoy, and keep riding with Grab!

Extended! Multiple Entry Visa for BPI and BDO Cardholders and How To Get Yourself One

There was a time that I thought that gaining a single entry Korean visa is impossible, let alone a multiple one. I've also always thought that with way to much Koreans in the Philippines, it is really unfair that we Filipinos are given a hard time entering their country. Thanks to BDO and BPI, more Filipinos are able to get multiple entry visa for being a Gold or higher credit card holder. Yes, getting a credit card is still quite hard for some Pinoys but if you have the will, BDO (and BPI) have the way. :)

Here's some tips on how to get at least a Gold credit card with BPI and BDO.

1. Get a secured credit card. 

I for one did this trick. See my blog post here. In a nutshell, a secured credit card is a type of credit card wherein you have a hold amount as a collateral for the card. It functions like a normal credit card and is also eligible for the promotion. As of writing, you need at least Php75,000 credit limit. This means that your hold out amount should be at least Php94,000 as BPI promises a credit limit of  80%-90% of your hold amount. To make sure that I meet that point, I kissed my Php100,000 goodbye for a year.

BDO on the other hand is a different story. It is not that well known but BDO offers a secured credit card, they just don't have it publicly announced. You have to go to your branch of account and hope that a manager knows about it. It may mean opening a time deposit account. To have a gold credit card, its credit limit should at least be Php50,000.

2. Ask for a credit limit increase

This is applicable for those who has a regular credit card with BDO or BPI but in a lower tier. As soon as your card turns 6 months, you can request for a limit of at least Php75,000 for BPI and Php50,000 for BDO. Pray hard for it to be granted then request for a card upgrade to Gold. This was how my friend got his Gold BDO card. He was luckily given a Shopmore card with Php50,000 limit. He immediately requested for an upgrade upon receipt and after one month, went on to successfully secure himself a three year multiple entry.

This Credit Card promotion was introduced  way back in 2015 and is extended up to December, 2019! You can check it here in the Korean Embassy’s announcement section.

Cheers!

Credit Card Promo - Citi Bankwide Member Get Member Program

If PNB holds a special place in my heart for being the first credit card issuer to grant me a regular credit card, Citibank also holds another place for a different reason.

Citibank, being an international bank, is one, if not the most recognizable brand in terms of credit card brands. Ask anyone for the top three credit card issuer in the country, I'm 100% sure that Citibank would be on the list. This is why aside from having a gold credit card from BDO or BPI for my 3 year multiple entry to Korea hopes, I tried my luck in getting a Citibank credit card.

And I tried. And tried. And yet still tried.

Yes, I tried for at least 8 times before getting approved. I have had one planner, an umbrella and 6 tubs of Chef Tony's popcorn before getting their elusive "Yes".

Now that they have this referral program until March 31, 2017, I hope yours will be a bit easier.

See full terms and conditions here.

Cheers!

Credit Card Promo - PNB Member Get Member Program

Being the first bank that gave me my first regular credit card when all the others have declined me, PNB will always have a special spot in my heart. Arte. Haha! Aside from being  a part of the free for life promo last February 2016 and recently being given another free for life card (The Travel Club Card), it is very easy to connect to their customer support, and they offer one of the most, if not the lowest balance transfer rate among credit card issuer in the Philippines. These were a few of the things I love about PNB. Another credit limit increase would put the icing on top. Hopia.

Kidding aside, this is why I'm making this post. To share, and make others experience what PNB has to offer, and receiving cash credits while doing so. Haha! There are other cards other than BDO, BPI, Metrobank, at Citibank. :)

I know I don't have a lot of readers but at least its worth a try. This is a year round promotion and it covers all referrals received from March 1 to December 15, 2017. All you have to provide me your full name, contact number and email address. I will be the one to forward it to PNB. Do drop a comment with your email address so I can get back to you.

Promo Mechanics:

1. This program is open to all existing PNB Credit Cardholders in good credit standing, excluding Corporate and Distribution Cards.

2. The promo period covers all referrals received from March 1 to December 15, 2017.

3. Existing PNB Credit Cardholders may refer their personal network to apply for PNB Credit Cards. If the referral is approved, the PNB Credit Cardholder who referred the the account shall receive P500 cash credit to his own PNB Credit Card Account.

4. There are no restrictions to the type of card being applied for.

5. Cash Credit Incentive cannot be transferred to another PNB Credit Cardholder nor it can be converted to cash or any other form.

6. Process for Referral:
6.1. PNB Credit Cardholder has to send via email to mgm@pnb.com.ph the following   information regarding their referral:

Complete Name
Contact Number
Email Address
6.2. Only complete referrals shall be processed.
6.3. PNB shall send PNB Credit Card Application form to the referrals within two days from receipt of referral.
6.4. Referred individual to accomplish the application and submit the following to mgm@pnb.com.ph for processing:

Filled out and Signed PNB Credit Card Application Form
Valid Government-Issued ID
Income Documents
For Employed applicants: (any one of the following)

Latest ITR/W-2
One Month Payslip
Latest Certificate of Employment
Latest Credit Card Billing Statement
For Self-employed applicants:

Latest ITR with DTI/SEC Registration and Audited Financial Statements
6.5. Only complete applications shall be processed.
6.6. Once the referral is approved, the cash credit incentive will be credited to the referrer's PNB Credit Card Account within 30 days from date of approval.
6.7. A notification will be sent to the referrer if the referral/application has been approved via email.
6.8. For follow-ups regarding the status of referrals, PNB Credit Cardholder Referrer may send an email to mgm@pnb.com.ph or call 24/7 PNB Customer Service at (02) 818-9-818. Email must contain the name of the referral.
6.9. The PNB Credit Card has to be active at the time of referral and incentive crediting.
6.10. Only new-to-bank, principal approved referrals shall earn cash credit incentive.
6.11. PNB shall have the sole right whether to approve or reject an application. PNB shall have the sole right whether to disclose the reason for rejection of an application.

Official page can be found here.

All the best!

Credit Card Promo - Metrobank's Red Ribbon and Greenwich Treats

One of the perks of having a credit card is getting something out of spending. Granted, it is not technically free as you have to reach a certain amount to be eligible for a certain treat. Nonetheless, if it's for something that you regularly spend on like bills or groceries, then why not?

Though this is my first time posting about these kind of promos, I've actually taken advantage of past credit card promotions like BPI's Starbucks (my favorite) and Jollibee treats (3x) and Metrobank's recently ended McDonald's treats (2x). These are what some of the peeps at PinoyExhange call as "Pantawid Gutom Program"  (Quick hunger fix). Haha! I'm thinking of posting more promotions like these for those who are too lazy to read their emails or those who are on auto delete mode. Plus, it's one of my lame excuses to come up with a blog post. Haha!

Image by Metrobank

A quick run through:

Eligible Cards: All Metrobank credit cards except Metrobank ON Internet Mastercard and Metrobank Dollar Mastercard. Not applicable to YAZZ prepaid card and Metrobank debit and prepaid cards.

Promo Period: February 22, 2017 to May 15, 2017

Redemption Period: February 22, 2017 to July 14, 2017

Promo: FREE Red Ribbon and Greenwich treats when you spend anywhere with your Metrobank credit card.

Click here for the complete promo mechanics.